Adjustable-rate loans, usually an alternative to fixed-rate mortgages, aren't what they used to be.(The Orange County Register)
So you've found just the house. Now it's time to find an affordable loan. That's tougher than it was just a few months ago. Adjustable-rate loans, usually a reliable alternative to more expensive fixed-rate mortgages, aren't what they used to be. The gap between the interest rate on each type of

Publication: Knight Ridder/Tribune News Service

MORTGAGE RATES RISE TO 1-YEAR HIGH ADJUSTABLE LOANS DRAWING ATTENTION
The cost of the average fixed-rate mortgage hit a one-year high this week as an improving economy continued to drive up interest rates, the federal lender Freddie Mac said yesterday in its weekly survey. As rates continue to rise following historic 40-year lows in mid- June, lenders say some

Publication: The Boston Globe

Fixed-Payment Adjustable-Rate Loan Is Latest in Mortgage Field
If you're planning to finance a new home or refinance your mortgage this fall, look for a new wave of discount-rate adjustable loans aimed at people who can't stand bumps or shocks in their monthly payments, but who love to save on interest costs. The fixed-payment adjustable-rate loan-a

Publication: The Washington Post

The fix is in for mortgages Adjustable-rate loans lose favor
BLOOMINGTON - More homeowners these days want to close their front doors on risk. Central Illinoisans who flocked to adjustable-rate mortgages a few years ago have started to refinance to a fixed-rate mortgage, while more new homeowners have decided to start with a 30-year fixed mortgage from the

Publication: The Pantagraph Bloomington, IL

New Adjustable Rate Mortgage (ARM) Loan Capability Launched by CircleLending; Support for More Flexible Interpersonal Mortgage Loans is a First.
CAMBRIDGE, Mass. -- CircleLending, Inc. (www.circlelending.com), the leader in formalizing and servicing family-and-friend loans, now documents and services adjustable rate mortgage (ARM) loans between private parties. With long-term interest rates trending up, ARMs now account for nearly 30

Publication: Business Wire

Evaluating the interest-rate risk of adjustable-rate mortgage loans
Raymond Chiang* Thomas F Gosnell** Andrea J Heuson Abstract. This paper evaluates the interest-rate risk inherent in an adjustable-rate mortgage (ARM) with sporadic rate adjustments and possibly binding periodic and life-ofloan rate change constraints. Simulation analysis forecasts ARM cash flows,

Publication: The Journal of Real Estate Research