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Is It Time To Refinance?
The bailout of Freddie Mac and Fannie Mae has many homeowners thinking about whether it is time to refinance. SmartMoney.com's Stephanie Auwerter gives advice to Maggie Rodriguez.

Fixed- Versus Adjustable-Rate Mortgages.
Byline:Kimberly Lankford, Kiplinger Washington Editors I'm about to refinance my mortgage and am trying to figure out whether to go with a fixed- or adjustable-rate. The rates for the adjustable-rate mortgages are so much lower, but I worry about what will happen to the rate after the term is up.

Publication: Kiplinger's Ask Kim Web Column

Specialized mortgage products: a game of chance? Those returning to the homebuying market after several years will be surprised by the baffling array of mortgage products. Choosing the right mortgage is no longer as simple as knowing the difference between a conventional and FHA loan or a fixed versus adjustable rate.
On the contrary, specialized products such as the piggyback and interest-only mortgage are being offered to all segments of the market from the first-time homebuyer to the more sophisticated investor. Many of these products have been developed in response to the demand from homebuyers for an

Publication: Partners in Community and Economic Development

Mortgages explained: fixed-rate vs. adjustable
Borrowers contemplating the pros and cons of fixed-rate mortgages versus adjustable-rate mortgages should consider numbers compiled by Mortgage Bankers Association. Apparently, today's home buyers prefer fixed-rate mortgages, accounting for nearly 77 percent of all loans funded in 1997. Interest

Publication: Chicago Sun-Times

Adjustable-Rate Mortgage Lenders Take On the Fixed-Rate Competition
Home buyers and refinancers who have been shopping for fixed-rate mortgages may be missing a key development underway in the money market: Growing numbers of lenders have cut the price of adjustable-rate loans to 5 percent or less, and will guarantee the right to convert to a fixed-rate mortgage

Publication: The Washington Post

Fixed Rate Versus Variable Rate Mortgages - Which Are Better?
GoApply.com Offers Mortgage Insight to Help Consumers Make Better Choices ALISO VIEJO, Calif., July 11 /PRNewswire/ -- If you're thinking of buying a home or refinancing your existing home loan, it can be confusing deciding between a fixed or variable interest rate mortgage. The experts at

Publication: PR Newswire

Rate Hikes Spur Borrowers to Adjustable Mortgages
Adjustable rate mortgages are making a comeback, thanks to the recent stratospheric rise of fixed-rate loans. In the past few months, loan originations have flipped from being primarily fixed-rate to being primarily adjustable, lenders say. Home Savings of America _ one of the nation's biggest

Publication: The Journal Record